Educated Risk Technology + methodology = innovation.

Insurance middleware

Middleware for new insurance revenue.

Alternative investments + new customer acquisition.

See our programs

What we do

Two ways to grow.
One middleware partner.

Educated Risk provides middleware that facilitates alternative investments and new customer acquisition for NAIC reporting entities.

We connect innovative end users directly with reporting clients and the operating methods needed to put new opportunities to work.

Two growth paths

What we facilitate.

Focused programs for customer growth and investment yield.

Track 01Customers

New customer acquisition

Opportunity
Direct relationships with health, marine, private-capital and lending markets.
Method
Program design and operating middleware aligned to the reporting client.

What we activate

  • End-user partnerships
  • New program opportunities
  • Direct carrier relationships
  • Operational support

Result New customer channels reach NAIC reporting clients.

Track 02Investments

Alternative investments

Opportunity
New sources of yield for insurance balance sheets.
Method
Investment opportunities organized for carrier review and reporting.

What we facilitate

  • Private and alternative assets
  • Reporting-ready information
  • Carrier and investment-partner coordination
  • Implementation support

Result Alternative investments move from opportunity to a reviewable program.

How we work

Partnerships create direct relationships.

01

Innovative end users

We partner with markets whose needs are creating new insurance opportunities.

02

Educated Risk middleware

We translate each opportunity into a workable insurance or investment program.

03

NAIC reporting clients

Our clients receive a direct path to new customers or alternative investments.

End-user partnerships Reveal demand and new ways to serve it.

Reporting-client relationships Turn that demand into new programs, customers and investments.

Programs

Four markets creating new insurance needs.

Each program starts with a clear market change and a customer group ready for a better solution.

Health

Changing health trends

Health trends are driving new forms of health insurance.

Marine

Boat co-ownership

Co-ownership of boats is driving new kinds of boat insurance.

D&O · Cyber · Key Person

VC- and PE-backed firms

Private capital is driving new forms of D&O, cyber and key person insurance.

Builders Risk

Private lenders

Private lenders are driving new forms of builders risk insurance.

Why Educated Risk

Our partnerships with innovative end users activate direct relationships with NAIC reporting clients.

New needs become new programs. New programs create customers, premium and investment opportunity.

Contact Us

Tell us which program or growth opportunity you want to explore.